Hagerty Insurance for Texas Classic Cars
Hagerty is an insurance company that only insures classic cars. Founded in 1984 and headquartered in Traverse City, Michigan the company is very focused on this audience and provides secondary services and membership to car-related services and activities like the Hagerty Driver’s Club magazine and Hagerty Garage.
What Does Hagerty Insurance Offer
Hagerty Insurance offers a variety of insurance coverages for classic and collector vehicles, including:
- Physical damage: Covers collision and comprehensive coverage
- No fault or personal injury protection: Covers medical expenses and lost wages in a covered accident
- Agreed value: Covers the full insured value of your car in the event of a covered total loss
- Spare parts coverage: Covers tools and spare parts for your vehicle
- Roadside assistance: Includes a flatbed truck to help you on the side of the road
- Vehicle Under Construction coverage: Protects your car during all stages of a restoration
- Traveling Collector coverage: Covers unplanned road trip woes
- Evacuation Expense coverage: Pays half of your expenses to move your vehicle out of harm’s way due to publicly declared emergencies
- Trailer Coverage: Covers your car hauling trailer or collectible street rod trailer
- Instant new purchase coverage: 30 days of coverage for up to $50,000 of the vehicle value
Hagerty Insurance Usage Requirements
Policies through Hagerty allow the collector vehicle to be used for club functions, exhibitions, organized meets, tours and even occasional pleasure driving — it just can’t be a daily driver. Regular driving to work and/or for errands up to 5 months a year as a Seasonal Driver may be considered.
Qualification for our classic car insurance program depends on vehicle and owner guidelines.
Usage and mileage requirements may differ based on the vehicle that is being insured, such as collector trucks or vehicles that are 1990 and newer. Please review specific vehicle guidelines for this information.
Mileage of 3,500 or less is generally consistent with operating vehicles that have collectible value. Mileage up to 7,500 may be considered.
Because we provide low-cost, Guaranteed Value© coverage, we are not able to provide coverage for certain vehicles due to how they are used and the increased risk associated. Examples of vehicles not eligible include:
- Off-road or recreational vehicles
- Vehicles driven on a daily basis
- Commercial-use vehicles
- Motorcycles with performance modifications
Benefits of insuring through Hagerty
Guaranteed Value®
We’ll agree on a fair value for your client’s vehicle up front. And in the event of a covered total loss, we’ll pay that amount minus any deductibles.* Guaranteed.
Flexible usage
Classic and collector cars are made to be driven, which is why we allow errands or driving to work, up to 60 times per year in most states – not just to shows and parades.
Expert claims
Hagerty adjusters are trained in classic car repair, and we have a parts specialist on staff to track down hard-to-find replacements. That means repairs are done the right way.
Beyond insurance
Clients have the option to add Hagerty Drivers Club – the ultimate membership community for car lovers – to their policy, giving them exclusive access to 24/7 emergency roadside, automotive discounts, a subscription to Hagerty Drivers Club magazine, VIP perks at events and much more
Please give us a call to quote your Classic Car Insurance!
Call 936-588-2202
or email us at E-Mail: sales@texaspartnersinsurance.com
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