Texas Commercial Auto Insurance

Texas Commercial Auto Insurance Quotes

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At Texas Partners Insurance we offer affordable commercial auto insurance for a wide verity of cars, trucks and vans in Texas.  We help provide insurance for specialty trades such as contractors, landscapers, cleaning services and much more. We can also help you with insurance for your business operations and property.

Protect Your Business with Commercial Auto Insurance

Commercial vehicle insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal autopolicy.  You may have heard of this coverage referred to as commercial auto insurance,commercial car insurance, truck insurance, or fleetinsurance.

As a business owner, you may have one or more vehicles, such as delivery vehicles, taxis, limos or buses. The right commercial auto insurance covers you for accidents, injuries and other incidents that can put those investments at risk. What coverage do you need, and how much? What are the risks to you, your drivers, and your business that commercial auto insurance can cover? At Texas Partners Insurance, we can help answer these types of questions for your and your type of business.

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What is Commercial Auto Insurance?

Commercial auto insurance covers any damages and injuries that you or your employees, during operating hours, caused by or to covered vehicles, up to your policy limits.  This coverage offers protection and financial assistance in the event of auto accidents, collisions, vandalism, theft, and some types of storm damage. As a result, it can pay for vehicle replacement and repair, medical expenses, and any legal costs associated with a covered event – even if you are liable for the accident.

Who Needs Commercial Vehicle Insurance?

• Independent contractors who drive during their work hours
• Any type of business that makes deliveries
• Freight companies
• Sales companies
• Ambulance companies, bus companies, taxi services and other transpotation services

How Much Does Commercial Auto Insurance Cost?

The cost for commercial auto isnsurance depends on a few different factors, They are as follows:

• Liability coverage limits
• Year, make and model of your vehicle 
• The value of the vehilce
• The vehicle weight
• What the vehicle is being used for
• Claims history and driving records
• Coverage options, including limits and deductibles
• Number of Commercial Autos being insured

What Does Commercial Auto Insurance Cover?

Commercial vehicle insurance, like personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorist coverage. However, there are also differences between a commercial auto insurance policy and your personal auto policy that may include eligibility, definitions, coverages, exclusions, and limits.

Commercial Auto Insurance Risks We Write

• Artisan Contractors
• Builders
• Caterers – Hot and Cold
• Construction Services
• Couriers – Letters, Packages, Documents
• General Contractors
• HVAC Contractors
• Farmers, Ranchers
• Food Service Vehicles
• Funeral Services
• Independent Contractors
• Landscapers and / or Gardeners
• Sales People and Real Estate Agents
• Truckers, Distributors, and many others
• Truckers, Distributors, and many others

Click Here For a Small Commercial Vehicle Quotes