Electric Bike Insurance / e-Bike Insurance
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Your e-bike is important to you. That’s why Progressive offers affordable and customizable electric bike insurance for class one, class two, and class three e-bikes.
Here are some common electric bikes we insure: Trek Domane+, Trek Fuel Exe, Aventon Sinch, Electra Townie Go!
Do electric bikes need insurance?
Because an e-bike is regulated as a regular bicycle by most states, insurance for electric bicycles isn’t mandated by law. However, carrying an insurance policy specific to your e-bike can be critical if you cause an accident while riding and are financially responsible for injuries and damages. Additionally, like a car or motorcycle, your electric bike is an investment, and e-bike insurance may safeguard your bike against theft, vandalism, and damage while in storage.
How much does electric bike insurance cost?
Liability coverage for e-bikes starts as low as $75/year. Several factors can contribute to the exact price of your policy, such as your location, coverage selections, and type of e-bike. Progressive offers numerous discounts that are automatically applied to your policy if you qualify.
Class 1: eBikes that are pedal-assist only, with no throttle, and have a maximum assisted speed of 20 mph.
Class 2: eBikes that also have a maximum speed of 20 mph, but are throttle-assisted.
Class 3: eBikes that are pedal-assist only, with no throttle, and a maximum assisted speed of 28 mph.
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