15001 Walden Road, Suite 215C
Montgomery, TX 77356

1-866-TEXAS-45
(1-866-839-2745)

Texas Partners Insurance Group Insurance Products

Texas Insurance - Texas Home Insurance, Texas Condo Insurance, Texas Renters Insurance, Texas Auto Insurance, Texas Flood Insurance, Texas Motorcycle Insurance, Texas Mobile Home Insurance, Texas Watercraft Insurance

Txas law requires proof of financial responsibility for anyone who drives an automobile within the state. Most Texans choose to purchase liability insurance to meet this requirement. Liability insurance pays for bodily injuries and property damage for which a driver covered by your policy is legally responsible.

  • The minimum liability insurance required by law is $30,000 bodily injury per person
  • $60,000 bodily injury per accident, and $25,000 for property damage per accident.
  • This is commonly called "30/60/25" coverage.
  • Higher coverage limits are available and can provide greater coverage than the state minimum requirements.

Home Insurance

Homeowners insurance protects you from losses caused by storms, fire, theft, and other events outlined in your policy. It is important to know what´s in your policy. This publication gives you general information about homeowners insurance, but it is not a substitute for the policy itself. Make sure you read your policy carefully and understand your specific coverages.

Flood Insurance

Texas ranks at or near the top of the nation in weather-related property damage each year. A large portion of this damage is due to flooding. Homeowners policies do not cover flood damage. However, the National Flood Insurance Program (NFIP) offers flood coverage in many areas. There is a standard 30 day waiting period for new applications as well as for endorsements to increase coverage. The 30 day waiting period does not apply if flood insurance coverage is a requirement of the lender at the time of closing.

Mobil Home Insurance

Mobile homes without wheels and resting on blocks or a permanent foundation qualify for a homeowners policy. However, most mobile homes are insured by a mobilowners policy. A mobilowners policy is actually an auto policy that covers mobile homes used as residences. Mobilowners policies offer limited coverage.

Watercraft Insurance

Motorcycle Insurance

Coverage for motorcycle drivers - similar to the auto insurance explaination

ATV Insurance

We know you love your all-terrain vehicle (ATV), whether you're a rancher, hunter or trail rider. We also know that you want to be covered if your ATV is stolen or badly damaged. Proper insurance can help you protect your investment.

Many states require ATV insurance for vehicles operated on state-owned land. Your homeowners policy might not cover you if you ride off your own property. That's why ATV insurance is especially important.

Gaps may exist on your current homeowners ATV policy. Most home ATV policies only cover the insured at their house. Your ATV may not becovered when it is driven on location other than at home. The coverage can be limited. Most home insurance ATV policies do not carry uninsured or under insured motorist coverage’s.

Progressive Insurance can cover ATV’s from three wheels up to six wheels, all operators and there are no age restrictions. Drive will cover accidents that occur on the trail or paved roads.

Progressive Insurance offers coverage for the trailer, which can be up to $10,000 worth of coverage. Flat bed trailers and covered trailers are acceptable.

Renters Insurance

A landlord´s insurance does not cover a renter's personal property. Renters insurance covers your belongings, provides liability protection, and pays extra living expenses if a fire or other disaster forces you to move temporarily from your rented home. (Call or e-mail for quote)

RV Insurance

Motor home and Camper Insurance

Farm and Ranch

 

Umbrella Insurance

If you want more liability coverage than a homeowners policy provides, you can buy a separate umbrella policy. (Call or e-mail for quote)

Commercial Property Insurance

Covers loss to commercial property in the event of fire or comprehensive loss. Some policies may exclude windstorm and hail so it is important to verify what coverages are included in your quote.

Commercial General Liability Insurance

  • Artisan and General Contractors
  • Homebuilders
  • New Ventures Acceptable

Artisan Contractors are tradesmen who perform only one trade or job and are skilled or trained in their vocation. Examples include, Electricians, Masons, Painters, Paperhangers, Plumbers HVAC Contractors, Tile Setter, Landscaping, Drywall Installation, Cabinet Installation and limited Carpentry operations.

Bonds

Contract Bonds
Bid, Performance, Payment Bonds for Contractors and Subcontractors

Commercial Surety
Miscellaneous, License & Permit, Financial Guaranty, Notary,
Public Official, Court Bonds

Commercial Auto Insurance/Truckers Insurance/Cargo

  • Auto Liability
  • Bobtail Liability
  • Bonds
  • General Liability
  • Motor Truck Cargo
  • Commercial Truck Insurance
  • Physical Damage
  • Long Haul
  • Terminal Coverage
  • Trailer Inter-exchange

Workers Compensation

Fleet Insurance

We can quote your commercial fleets, cargo or bonds.

Cargo Insurance

Cargo Insurance gives you the flexibility to choose - and pay for - the type and amount of coverage right for you.

You can select Standard Named Perils coverage or more extensive Broad Form protection. Both include Debris Removal. In addition, you can customize your coverage by choosing the options that fit the type of load you haul: (Theft/Refrigeration Unit Failure/Wet Load/Terminal Coverage)

Mexico Insurance

Mexico does not require drivers to have automobile liability insurance. However, drivers can be held criminally and financially responsible for any auto accidents they cause. If you´re in an accident that results in an injury, police in Mexico may detain you until they determine who is at fault. You will have to show that you either have insurance recognized by the Mexican government or the financial ability to pay any judgment against you.

Comprehensive Insurance

The Texas workers´ compensation system is the method by which covered workers are compensated for work-related injuries or illnesses. (Call or e-mail for quote)

 

Coverage Area

Texas Partners Insurance Group licensed to serve all of Texas.

 

Insurance Available For All Of Texas