15001 Walden Road, Suite 215C
Montgomery, TX 77356

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(1-866-839-2745)

Texas Commercial General Liability Insurance
Texas Based Businesses

Commercial General Liability Insurance

Commercial Insurance

Commercial General Liability

 

Click Here For A Commercial General Liability Insurance Quote

 

Liability claims can range from a simple slip and fall in your store or on your businesses premise to a suit brought about by an alleged failure of your product.

When you are faced with a liability claim or lawsuit, you need your insurance carrier to help analyzing the lawsuit and how your insurance policies should respond to it.

A Commercial General Liability Insurance Policy will protect your business against claims for bodily injury and property damage arising out of:

  • Premises
  • Operations
  • Products and Completed Operations
  • Advertising and Personal Injury Liability

Components: Aggregate Limit: Commercial General Liability limit that applies to all damages paid for bodily injury, property damage, personal injury, advertising injury and medical expenses, except damages included in the products-completed operations hazard. Maximum limit that a policy will pay out for a policy period or for a claim or claims.

Per Occurrence Limit: Limit the policy will pay out per occurrence of a claim.

Products-Completed Operations: Covers the products or workmanship after the project/work is completed.

Personal and Advertising Injury: Limit the policy will pay for a claim arising from personal or advertising injury. Covers claims for damages which are other than physical such as libel, slander, false arrest, etc.

Damage to Rented Premises: Covers damage to office space or rented premises.

Medical Payments: Covers 3rd party medical payments caused by the negligence of the insured.

Deductible: The amount of loss paid by the policyholder before the insurance policy benefits become payable.

 

Some Examples of companies who need Commercial General Liability Coverage

  • Artisan and General Contractors
  • Home Builders
  • Retail Stores
  • Franchises
  • Cleaning Services
  • Power Washing Companies
  • New Ventures Acceptable

Artisan Contractors are tradesmen who perform only one trade or job and are skilled or trained in their vocation. Examples include, Electricians, Masons, Painters, Paperhangers, Plumbers HVAC Contractors, Tile Setter, Landscaping, Drywall Installation, Cabinet Installation and limited Carpentry operations.

 

 

Click Here For A Commercial General Liability Insurance Quote

 

Some Examples of companies who need Commercial General Liability Coverage

Commercial General Liability Programs include:
•Adult Day Care
•Alarm Installers
•Amusement Rides
•Apartments
•Bar/Tavern
•Building Demolition
•Catering
•Churches
•Clubs &; Civic, Service or Social
•Commercial Property Owners
•Condominium and Homeowners' Association
•Convenience Stores
•Counseling Centers
•Day Care Facilities
•Flea Markets
•General Contractors
•Halfway Houses
•Home Health Care
•Hunting Clubs
•Lessor's Risk
•Liquor Liability
•Manufacturers
•Mercantile Classes
•Mobile Home Parks
•Motels/Hotels
•Offices
•Outfitters & Guides
•Pawn Shops
•Refuse, Garbage Collection
•Rental Dwelling Program
•Restaurants/Delis
•Security and Patrol Agents
•Shopping Centers
•Special Events
•Swim & Racquet Clubs
•Truckers
•Umbrella Coverage
•Welders

•Artisan and General Contractors

Artisan Contractors are tradesmen who perform only one trade or job and are skilled or trained in their vocation. Examples include, Electricians, Masons, Painters, Paperhangers, Plumbers HVAC Contractors, Tile Setter, Landscaping, Drywall Installation, Cabinet Installation and limited Carpentry operations.